The MLA Board has voted to provide a new benefit. Through an agreement with American Income Life, each member will receive several no-cost benefits. These include an Accidental Death and Dismemberment Benefit of $2000.00; a Health Services Discount Plan; a Child Safe Kit; and a Family Information Guide. The AD&D benefit requires no action on the part of the member. You should have received a letter about these benefits. There is a response card in the letter, and, if you choose to return the card to the company, you will also receive the additional no cost benefits. You should be aware, however, that if you do return the card, you will be visited by an AIL Representative and be offered additional services, at a cost.